Buying My priority is to be your real estate expert — so you have more time for the most important things in life. This website is a smart tool that delivers up-to-the-moment home search results and useful info — from a real time mortgage calculator to neighborhood info and tips for buying or selling. Contact me at any time and I will guide you through the entire process. Buying a Home Tips Click here to view services. Get a copy of your credit report and correct any errors. Reduce your consumer debt - pay down credit card balances. Assemble a cash down payment. Determine how much you can afford to pay for a home. Decide how much you are willing to spend for a home (different from how much you can afford). Get familiar with basic mortgage terms. Meet with a local lender. I can refer you to several that have proven results. Get pre-approved for a mortgage loan. Investigate neighborhoods, with me, where you want to look for a house. Consider neighborhood school quality and commute times. Select two or three neighborhoods that meet your requirements. Try using my home search feature. Get my help in evaluating the asking price of homes you like. Contact me for more help and personal recommendations.